Samuel Joseph

Spearheaded the design and deployment of a highly composable Core Banking System, successfully onboarding over 3M customer accounts across 12+ banks in 3 countries.

Directed backend architecture and security, ensuring PCI-DSS and ISO 27001 compliance through robust audit trails, authentication flows, and secure vaulting mechanisms.

Engineered and launched Pooler (poolerapp.com), a comprehensive merchant payment gateway, expanding the platform's service offerings and market reach.

Managed end-to-end product development, from concept to market, establishing a scalable and resilient infrastructure for rapid growth and operational efficiency.

Led the design and rollout of critical backend microservices powering KYC, transaction routing, and card issuing, enhancing system functionality and compliance.

Orchestrated the migration of legacy systems to containerized Golang services on Kubernetes, significantly improving system observability and scalability.

Collaborated cross-functional teams to deliver high-performance fintech APIs, consistently meeting strict Service Level Agreements (SLAs) for reliability and throughput.

Managed remote engineering teams, fostering a collaborative environment to achieve complex technical milestones across diverse global projects.

Built scalable backend systems for transaction processing and reconciliation at Sparkle Digital Bank, integrating a robust Core Banking System to support high-volume operations.

Developed comprehensive fraud detection mechanisms at Clane Digital Bank, utilizing internal behavioral heuristics and velocity checks to enhance security protocols.

Successfully implemented a Core Banking System and SEPA capabilities for Ibanera Payment, ensuring full compliance with PSD2 standards and ISO 20022 regulations, streamlining international transfers.

Developed and optimized payment processing libraries, significantly improving transaction efficiency and integration capabilities for multiple fintech clients.

Collaborated with product teams to translate complex financial requirements into scalable and secure software solutions, enhancing product offerings.

Designed and implemented critical middleware solutions, streamlining payment orchestration and enhancing transactional reliability for bank operations.

Optimized system performance and scalability to handle increasing transaction volumes, ensuring uninterrupted service for customers and businesses.

Successfully delivered over 50 custom web applications and websites using Wordpress and Ruby on Rails, consistently meeting client specifications and project deadlines.

Managed end-to-end project lifecycles, from client consultation and requirements gathering to design, development, and deployment, ensuring high client satisfaction.